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If you're going to use a small-cap index like the Russell 2000, you may want to stop briefly and take into consideration why a good index fund firm, like Lead, does not have any funds that follow it. The reason is because it's a poor index.
I have not also dealt with the straw man here yet, and that is the truth that it is relatively uncommon that you actually have to pay either tax obligations or substantial payments to rebalance anyway. Most smart investors rebalance as much as possible in their tax-protected accounts.
And of training course, nobody ought to be buying loaded shared funds, ever before. It's truly as well bad that IULs do not work.
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